It has now been five years since Lehman Brothers collapsed, unleashing a severe global financial crisis and an economic recession worse than anything since the 1930’s. This period was one of the most traumatic events in contemporary history and has left an indelible mark on our society. Perhaps the worst after effect from this event is the loss of the unwavering optimism that previously defined America. Regardless, the economy has slowly recovered and the financial system has stabilized. Accordingly, the U.S. stock market has just reached a new all-time high. In spite of these achievements, investors are still pessimistic regarding America’s future and are anxious about a drop in share prices. We believe both the short-term and long-term prospects for America are much brighter than generally perceived and this will lead to better than anticipated results for those with the courage to remain invested in the most innovative and dynamic economy in history.