Investing in securities involves risk of loss that you should be prepared to bear. Markets are volatile and funds needed for specific purposes within a short to intermediate time period should not be committed to stocks, long-term bonds, and related securities. We do not represent or guarantee that our services or methods of analysis can or will predict future results, successfully identify market tops or bottoms, or insulate clients from losses due to market corrections or declines. We do not offer any promises that your financial goals and objectives will be met. Past performance is not an indication of future performance. For additional information on risk of loss, please refer to the ADV Part 2.